Christopher R. Rahl, Member

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  • Chris is courteous, professional, timely & meticulous...I can think of no other attorney I'd want in my corner.

    -Keith R.

    Chris finds legal solutions for financial, health care and emerging businesses.

410-576-4196 (fax)


Chris is Chair of the firm's Financial Services Practice.

He advises financial service and health care clients concerning:

  • Federal and state deposit and lending regulatory compliance
  • Licensing requirements and applications
  • Negotiation of vendor agreements
  • Marketing compliance
  • New product structure and documentation
  • Development of online policies (terms of use and privacy policies) and online application portals
  • Business entity choice, entity formation and preparation of corporate documents
  • Physician employment/independent contractor arrangements
  • Federal and state health care self-referral and anti-kickback compliance
  • Development of health care management structures
  • HIPAA compliance
  • Data breach responses
  • Negotiation of lease agreements
  • E-signature disclosures/compliance

He focuses on helping clients manage risk and identify and implement proactive solutions to complex problems and advance business goals. Chris has extensive in-house counsel experience, having served as general counsel for an enterprise holding company and subsidiaries in the debt relief industry, and as corporate counsel for two large regional financial institutions.

After graduating from the University of Baltimore School of Law in 1996, Chris served as a Clerk for the Honorable Joseph F. Murphy, Jr., then Chief Judge of the Court of Special Appeals of Maryland.

Chris is the co-author of an ongoing series covering activities identified as unfair, deceptive or abusive acts or practices (UDAAPs) by the Consumer Financial Protection Bureau, state attorneys general and consumer financial services regulators using federal UDAAP powers created by the Dodd-Frank Act.


AV® Preeminent™ Rating in Martindale-Hubbell

Named to The Best Lawyers in America® for Banking and Finance Law and Financial Services Regulation Law, 2021 and 2022

Recipient, Leadership in Law Award, The Daily Record, 2018

Recipient, Lexology Client Choice Award, 2016


Professional and Civic Involvement

Volunteer of the Month, Maryland Volunteer Lawyers Service (MVLS), November 2021

Adjunct Professor, University of Baltimore School of Law

Board Member, St. Ignatius Loyola Academy

Member, Maryland State Bar Association; Co-Chair, Consumer Credit/Financial Institutions Committee

Member, American Bar Association

Past Chair, Board Member, MVLS; Past President; Co-Chair, Advisory Board

Publications and Lectures

Co-author, "Reading the Tea Leaves: UDAAP Data, Trends, and Predictions," American Bar Association (ABA), Consumer Financial Services Committee Newsletter, September 2021

Webinar co-presenter, “Spotting UDAAP Trends: Reading the Tea Leaves of Recent CFPB Enforcement Activity,” ABA, August 2021

Presenter, Mid Atlantic Regulatory Committee Lunch Meeting, May 15, 2020

Practical Law Finance Thomson ReutersConsumer Financial Regulation: Maryland

410-576-4196 (fax)


Maryland Legal Alert


Financial Services
Health Care
Mergers & Acquisitions
Technology & Intellectual Property


J.D., University of Baltimore School of Law, 1996
B.A., University of Maryland, Baltimore County, 1991

Court Admissions

U.S. District Court for the District of Maryland
Court of Appeals of Maryland

Bar Admissions

Maryland, 1996