Christopher R. Rahl, Member
Chris is Chair of the Financial Services Practice. He advises providers of consumer financial services and health care services concerning compliance with federal and state law; transactional matters; corporate governance; and litigation avoidance and management. Chris helps clients with:
- Federal and state deposit and lending regulatory compliance
- Licensing requirements and applications
- Negotiation of vendor agreements
- Marketing compliance
- New product structure and documentation
- Development of online policies (terms of use and privacy policies) and online application portals
- Business entity choice, entity formation and preparation of corporate documents
- Physician employment/independent contractor arrangements
- Federal and state health care self-referral and anti-kickback compliance
- Development of health care management structures
- HIPAA compliance
- Data breach responses
- Negotiation of lease agreements
- E-signature disclosures/compliance
He focuses on helping clients manage risk and identify and implement proactive solutions to complex problems and advance business goals. Chris has extensive in-house counsel experience; previously serving as general counsel for an enterprise holding company and subsidiaries in the debt relief industry, and as corporate counsel for two large regional financial institutions.
After graduation from the University of Baltimore School of Law in 1996, Chris served as a Clerk for the Honorable Joseph F. Murphy, Jr., then Chief Judge of the Court of Special Appeals of Maryland.
Chris co-authored a series on the activities in 2019 and 2020 identified as unfair, deceptive, or abusive acts or practices (UDAAPs) by the Consumer Financial Protection Bureau, state attorneys general, and consumer financial services regulators using federal UDAAP powers created by the Dodd-Frank Act. Click here for the articles.
Honors
AV® Preeminent™ Rating in Martindale-Hubbell
Named to Best Lawyers in America® for Banking and Finance Law, Financial Services Regulation Law, 2021
Recipient of the 2018 The Daily Record Leadership in Law Award
Recipient of the Lexology 2016 Client Choice Award
News
Professional and Civic Involvement
Adjunct Professor, University of Baltimore School of Law, Fall 2017 and Spring 2018
Board Member, Maryland Volunteer Lawyers Service; Co-Chair, Advisory Board; Past President
Board Member, St. Ignatius Loyola Academy
Member, Maryland State Bar Association
Member, American Bar Association
Publications and Lectures
- Presenter, Mid Atlantic Regulatory Committee Lunch Meeting, May 15, 2020
- Practical Law Finance Thomson Reuters - Consumer Financial Regulation: Maryland
- Consumer Financial Regulation: Maryland, November 13, 2019
- 2018 Survey of Activities Identified as Unfair, Deceptive, or Abusive Under the Dodd-Frank Act, Part Two, January 11, 2019
- 2018 Survey of Activities Identified as Unfair, Deceptive, or Abusive Under the Dodd-Frank Act, Part One, September 10, 2018
- Consumer Finance Law Quarterly Report 2018, Volume 72, Number 1 (2017 Survey of Activities Identified as Unfair, Deceptive, or Abusive Under the Dodd-Frank Act, Parts One & Two), August 27, 2018
- Avoiding Overdraft Litigation, Rowles & Company Community Bankers Conference, April 28, 2016
- Legal Hot Topics: Indirect Auto Fair Lending Concerns, Rowles & Company Community Bankers Conference, April 24, 2014
Links
Teams
EMERGE
Financial Services
Health Care
Technology & Intellectual Property
Education
J.D., University of Baltimore School of Law, 1996
B.A., University of Maryland, Baltimore County, 1991
Court Admissions
U.S. District Court for the District of Maryland
Court of Appeals of Maryland
Bar Admissions
Maryland, 1996