A Federal Trade Commission (FTC) rule known as the "Red Flags Rule" (the Rule) requires financial institutions and "creditors" who offer or maintain "covered accounts
A mortgage loan is covered by special Truth-in-Lending Act HOEPA requirements if the annual percentage rate on the loan at consummation will exceed by more than a "specified percentage" the yield o
The American Recovery and Reinvestment Act of 2009 includes COBRA premium subsidy requirements for eligible employees who terminate employment between September 1, 2008 and December 31, 2009.
At a time when Maryland's hospitals have come under fire for not providing a sufficient amount of free care, it is instructive to see how this issue is playing out elsewhere.