In 2008, the General Assembly enacted the Maryland Flexible Leave Act which requires that employers of 15 or more employees allow employees to use paid time off to cover the illness of immediate fa
A mortgage loan is covered by special Truth-in-Lending Act HOEPA requirements if the annual percentage rate on the loan at consummation will exceed by more than a "specified percentage" the yield o
A Federal Trade Commission (FTC) rule known as the "Red Flags Rule" (the Rule) requires financial institutions and "creditors" who offer or maintain "covered accounts
A mortgage loan is covered by special Truth-in-Lending Act HOEPA requirements if the annual percentage rate on the loan at consummation will exceed by more than a "specified percentage" the yield o