Need for Security Interest to Offset Credit Card Debt

It is always good to remember that the federal Truth in Lending Act (TILA) and its implementing Regulation Z have special rules regarding offset that apply only to credit card accounts.

Overdraft Class Actions Based on Account Agreement Language

Several credit unions in Maryland have been targets of class action lawsuits concerning overdraft practices.  A California firm that previously brought claims against several large banks (and

Protecting Directors and Officers From Personal Liability

Maryland corporation law, which can apply to federally chartered credit unions and does apply to Maryland-chartered credit unions, requires corporations to provide certain indemnification for direc

It's Time to Review Your Credit Collections Practices

In October 2016, the Consumer Financial Protection Bureau (CFPB) faulted a large credit union for allegedly using improper collection practices. 

Are You Handling Vendor Management Correctly?

In October 2016, the Consumer Financial Protection Bureau (CFPB) amended its service provider

Employers Must Begin Using New I-9 Form By January 22, 2017

The Immigration Reform and Control Act of 1986 requires that employers verify the employment eligibility of all new employees.  The I-9 form was introduced for this purpose in 1987 and has bee

Maryland Legal Alert December 2016

In this issue:

Maryland Commercial Receivership Act: Civilizing the wild wild west of state court insolvency and receivership practice

Date: December 20, 2016 Sponsored by: The MSBA Business Law Section Presented by:

It's Health Care Reform All Over Again: How any changes in the Affordable Care Act would have profound consequences for you and the health care industry

President-elect Donald Trump said during the campaign he was set to repeal the Affordable Care Act. Now, he hints there are some parts he wants to keep.

Montanio, Alexandria K.

Alex is the firm’s Director of Corporate Social Responsibility (CSR), a position she advocated to create in August 2019.