A mortgage loan is covered by special Federal Truth-in-Lending Act HOEPA requirements if the annual percentage rate on the loan at consummation will exceed by more than a "specified percentage" the
Estate Planning – 2013 and Beyond. In our last Bulletin concerning estate planning, the federal law was scheduled to revert to a much harsher wealth transfer tax system, w
A mortgage loan is covered by special Federal Truth-in-Lending Act HOEPA requirements if the annual percentage rate on the loan at consummation will exceed by more than a "specified percentage" the