Foreclosure Trustee Cannot be "Debt Collector" Under FDCPA

The 9th Circuit Court of Appeals recently rejected reasoning provided by both the 4th Circuit and 6th Circuit and affirm

Liability Under FDCPA for Filing Time-Barred Proofs of Claim?

We previously reported how the United States Supreme Court has granted review of a case from the 11th Circuit to determine if a debt buyer violates the Fair Debt Collection Practices Act (FDCPA) by

CFPB Auto-Debit Consent Order

A recent CFPB consent order highlights the importance of properly drafted authorizations for

Watch Your Incentive Programs

The CFPB recently released a compliance bulletin addressing the use of incentive compensation prog

Maryland Legal Alert - January 2017

In This Issue:WATCH YOUR INCENTIVE PROGRAMSCFPB AUTO-DEBIT CONSENT ORDER

Legal Bulletin - Credit Union Edition - January 2017

This Legal Bulletin from Gordon Feinblatt LLC is sent to you to keep you updated on Maryland legal developments affecting credit unions.

Need for Security Interest to Offset Credit Card Debt

It is always good to remember that the federal Truth in Lending Act (TILA) and its implementing Regulation Z have special rules regarding offset that apply only to credit card accounts.

Overdraft Class Actions Based on Account Agreement Language

Several credit unions in Maryland have been targets of class action lawsuits concerning overdraft practices.  A California firm that previously brought claims against several large banks (and

Protecting Directors and Officers From Personal Liability

Maryland corporation law, which can apply to federally chartered credit unions and does apply to Maryland-chartered credit unions, requires corporations to provide certain indemnification for direc

It's Time to Review Your Credit Collections Practices

In October 2016, the Consumer Financial Protection Bureau (CFPB) faulted a large credit union for allegedly using improper collection practices.